You might be familiar with Roth IRAs or you might even have one yourself. But while Roth IRAs can be simple and highly flexible retirement vehicles for the original owners, people who inherit IRAs ...

For example, some beneficiaries choose to only take the RMDs and end up with a large remaining balance in year 10, which then ...

Saving for retirement is vitally important, and Individual Retirement Accounts (IRAs) play an essential role in helping Americans set aside money for their golden years. But did you know that you ...

I’m sorry to hear about your mom's passing. Required minimum distributions (RMDs) from inherited IRAs are one of the most confusing things that most people will have to deal with. That's partially ...

The SECURE Act of 2019 and the SECURE Act 2.0 of 2022 all but fundamentally changed retirement account rules in ways that continue to catch both retirees and their beneficiaries by surprise. The ...

Inherited an IRA? Learn how to avoid big taxes and penalties. Know key terms like Roth IRA, Traditional IRA, RMDs, and the 10-year rule. Talk to a financial advisor, understand your beneficiary type, ...

Dear Liz: I inherited my mother’s Roth IRA when she died in 2015 and have been taking yearly required minimum distributions based on my age. My spouse is my primary beneficiary on this inherited Roth ...

Whether you opened a Roth IRA years ago or have had your eye on one, you probably have a sense of what a great investment vehicle it is. A Roth IRA allows you to contribute money you've already paid ...

I inherited an IRA from my mother who was already taking RMDs when she passed away. Am I required to take RMDs from the inherited IRA, or does the IRA simply need to be depleted by 10 years from the ...

The Roth IRA five-year rule will not allow you to withdraw tax-free earnings from your account until five years after your first contribution unless you meet certain conditions. In most cases, however ...

This June 15, 2018, file photo shows U.S. currency on a counter in East Derry, N.H. The SECURE Act largely eliminated the so-called stretch IRA that allowed non-spouse beneficiaries to take ...