If you have a limited credit history, the Petal® 2 "Cash Back, No Fees" Visa® Credit Card, issued by WebBank, may be easier to qualify for. The card doesn't charge any fees and offers between 1. ...

In mid-June 2023, some holders of the Petal® 2 Visa® Credit Card were notified by Petal that — a version of the Petal 1 Rise that charges an $8 monthly fee. This came about a month after ...

The Petal 1 can offer a path to credit — and even rewards — for people with a less-than-ideal cash flow or credit history. The issuer can look beyond just credit scores to determine eligibility.

A Petal algorithm analyzes a consumer’s banking history and determines whether they are eligible for a card. Nearly 400,000 people have been approved for Petal’s three credit cards.