Most mortgages are sold to investors on the secondary mortgage market, meeting conforming loan criteria around factors like credit score, loan size and loan-to-value (LTV) ratio. Portfolio mortgage ...

Discover the fundamentals of whole loans, their role in risk management, and how they are packaged and sold in secondary markets, enhancing liquidity for lenders.

Text Callout : Key Takeaways - What Is a Portfolio Lender? If you've applied for a mortgage and been turned down, you might want to look for a lender whose requirements are more flexible. Portfolio ...

If you’re familiar with the process of obtaining a mortgage, you’ve likely heard of conventional financing and government-backed loan options. But a portfolio mortgage is something that is not often ...

Portfolio loans are a type of mortgage that lenders originate and retain instead of selling on the secondary mortgage market. Portfolio loans offer more flexible underwriting standards and faster ...

Bank loans have floating rates. So in periods of rising rates, they offer low duration - or interest rate sensitivity. Bank loans tend to provide attractive yields, on par with “high yield” bonds, but ...

Auto lender Consumer Portfolio Services Inc. in Irvine announced Thursday that it sold $199 million worth of loans packaged as bonds to an affiliate of Citigroup Inc. Citigroup bought 95% of Consumer ...