A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Fair Isaac Corp., or FICO, has dominated credit scoring until recently. - Getty Images/iStockphoto The credit-scoring industry is going through a big shift as companies compete to gain more power over ...

A credit score is a number, usually between 300 and 850, that provides a snapshot of a consumer’s creditworthiness. Lenders use these scores to decide whether a potential borrower is qualified for a ...

Looking to buy a new home in the new year? There’s one magic number that could make or break a consumer’s chances. When it ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Americans who are struggling to pay off their debt could see lower FICO credit scores in their future, especially if they miss payments. Fair Isaac Corp., the company behind the popular FICO credit ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...