This seemingly small difference in timing can impact the future value of an annuity because of the time value of money. Money received earlier allows it more time to earn interest, potentially leading ...

A non-qualified annuity is a type of investment product that lets your money grow tax-deferred until you start taking withdrawals. Unlike qualified annuities, which are funded with pre-tax dollars ...

An annuity is a way to get guaranteed income in retirement, but they can be complex and confusing. While they may help with retirement planning, annuities are notoriously opaque. Thanks to the SECURE ...

If you’re holding an underperforming annuity contract, dealing with sky-high fees or just looking for an annuity that better suits your needs, a 1035 exchange could be your ticket to better terms ...

Annuities are built for the long haul, which means taking money out of the account isn't always straightforward.

When it comes to retirement income, one of the most important decisions you’ll face is this: Should I choose a living annuity, a life (guaranteed) annuity, or a combination of both? This choice can ...

After years of diligently saving, watching markets rise and fall and checking retirement calculators with cautious optimism, many near-retirees now face a real challenge: turning savings into ...

Retail annuity sales broke another record in 2024, with $432.4 billion flowing into the space throughout the year, according to new figures from Limra. The data from Limra's 2024 retail annuity sales ...