Usually, people check their CIBIL score with apps like Paytm, Cred, Google Pay, and get to know what their credit score is. But have you ever wondered how the credit report is downloaded if someone ...

Pull out your latest CIBIL report and check for discrepancies. Sometimes incorrect account information, outdated loan ...

Your CIBIL score, a 3-digit creditworthiness indicator, is crucial for loan approvals. You can check it for free monthly via TransUnion CIBIL or third-party platforms.

Learn which credit score Indian banks trust most, why scores differ, and how to improve approval chances with smarter credit ...

CIBIL score is calculated based on your credit history. Credit history includes all the loans and credit cards you have used, and how you have repaid them. Lenders report your payment behaviour to ...

Every Indian is entitled to one free credit report a year from each bureau, but most people never use this right or don’t ...

The Times of India's 'Hack of the Day' series offers a practical solution for checking your credit score instantly and for ...

To stop the rampant mismanagement by Credit Information Companies, the RBI has issued a draft of proposed changes.

Industry leaders call for a broader framework to responsibly use GST UPI and account aggregator data to improve risk ...

A declining credit score can affect loan approvals and interest rates. Understanding factors like missed payments, high ...