How the Fair Credit Reporting Act (FCRA) Protects Consumer Rights

The Fair Credit Reporting Act (FCRA) is the federal law regulating the collection of consumers’ credit information and access ...
CNBC

Why more credit report errors are slipping through the cracks — and how to fix yours

Massive cuts by the Trump administration have seriously diminished the Consumer Financial Protection Bureau's (CFPB) oversight of credit bureaus, according to a new ProPublica report. Launched in the ...
The New York Times

Trump Administration Seeks to Return Medical Debt to Credit Reports

A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state restrictions. By Ann Carrns A court ruling this summer canceled a Biden-era ...

Lawmakers Demand Answers About Growing Number of Unfixed Mistakes on Credit Reports

Four senators wrote letters to Experian and TransUnion, requesting information on the companies’ dispute handling processes after ProPublica revealed they have been dismissing more consumer complaints ...

Credit Reports

Credit bureaus collect data from lenders, and credit scoring models use this information to calculate your credit scores. The Latest This financial report card shows your payment history, account ...