Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

The holidays may be over but your budget could still be carrying the weight of all that spending. In fact, according to a ...

Jenn spent the last decade empowering people to make informed personal finance decisions. As a freelance writer and public speaker, she's committed to helping people achieve their goals. She is ...

Elevated interest rates and high living costs continue to strain retiree budgets as we head into 2026. A recent AARP study ...

Credit card debt is expensive and potentially bad for your credit score. The most cost-effective method for paying it off is typically the debt avalanche strategy.

If you're considering credit card debt forgiveness, steer clear of these slip-ups in the new year, experts say.

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The average U.S. household now carries over $105,000 in debt. See how your balances compare, and what options can help.

Even when you never miss a payment, carrying unpaid credit card balances month after month can reduce how much home loan a ...

J.P. Morgan research shows high credit card debt lowers retirement plan balances and increases loan risk, impacting long-term savings.

More Americans are leaning on their credit cards in the face of rising prices. And as interest rates continue to climb, that debt is getting a lot more expensive. The average credit card user was ...

Credit card applications can be rejected due to weak credit history, high debt, insufficient income, errors in documentation, ...