Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

FICO announced in addition to credit cards and loans, those 'Buy Now, Pay Later' installment purchases are also factoring ...

If you've missed your credit card payment deadline by a day or two, don't panic. A lapse of just a couple of days won't affect your credit score. You might even be able to get your credit card ...

SPOKANE, Wash. — Washington residents may see their credit scores improve this year following new legislation that removes medical debt from credit reporting. The bipartisan law, signed in April, ...

In another sign that the economy may be faltering, average credit scores across the country have taken a nosedive in 2025, according to a report released last week. And Gen Z is one demographic that's ...

CheapInsurance.com reports that your credit score influences auto insurance rates, with significant cost variations based on ...

Student loans are a major financial commitment and not just because of the long road to repayment. They can also have a bearing on your credit score — and by extension, your overall financial health ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

If you’ve been enjoying the freedom of Buy Now, Pay Later (BNPL) services, you’ve been basking in a period of little to no consequences for missed payments. BNPL lets you spread out the cost of a ...

If you've been enjoying the freedom of Buy Now, Pay Later (BNPL) services, you've been basking in a period of little to no consequences for missed payments. BNPL lets you spread out the cost of a ...