Q I’m on a variable rate and unsure of what to do. Should I fix my mortgage now, switch to a new lender or stay on my current rate? I’m afraid of making a mistake and being stuck with an unwise ...

AIB is set to increase its fixed and variable mortgage rates in Ireland by an average of 0.46%. The lender said the increase will be across its AIB, EBS and Haven fixed and variable rates. With the ...

It’s an uncertain time for mortgage holders. European Central Bank rates have jumped from zero to 2 per cent in just four months. A borrower on a tracker of ECB plus 1 per cent (a margin of 1 per cent ...

The short answer is no. Most borrowers who fixed for a three-year period between 2000 and 2020 lost money. In other words, they would have been better off sticking with variable rate loans.

Finance Ireland has become the latest home loan provider to increase its mortgage rates in response to European Central Bank (ECB) rate hikes. The nonbank lender said that “in light of continuing ECB ...

PTSB has announced it is hiking its standard variable rate for mortgages by 0.4% to 4.7%. While mortgage Managed Variable Rates (MVRs), that are linked to each customer's Loan-To-Value (LTV), will ...

A sharp rise in bond yields has pushed fixed mortgage rates higher, undoing weeks of declines and signalling a stubborn ...

The COFIX (Cost of Funds Index), the benchmark for variable-rate housing mortgage loans in the banking sector, has risen for the third consecutive month. COFIX is the weighted average interest rate of ...

“Fixed rates are on the rise on the back of yet another round of higher-than-expected inflation data and a falling ...

“While fixed rates are now on the rise, variable rates are still incredibly competitive, with a total of 43 different lenders ...

The average two- and five-year fixed rates have reached their lowest levels since the start of September 2022, just before ...