Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

The simple step of setting up spending notifications in your credit-card app can help you avoid using up too much of your ...

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

Your credit card spending can impact your credit score. The more of your available credit you use at once, the more it has the potential to drag your score down. Find ways to manage your credit cards ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Your credit score is one of life’s most important details. A poor one can hold you back from renting your dream apartment or getting an auto loan; a great one can save you thousands on a mortgage with ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...