Here at TPG, we always recommend paying off your credit card balances in full every month. Even the best rewards credit cards don't earn valuable enough rewards to offset the interest you'll be ...

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash ...

Sarah Brodsky is a personal finance and business expert. Sarah's work has appeared in U.S. News & World Report, Buy Side from WSJ, Family Business Magazine, CompanyWeek, and other outlets. She has a ...

Dia Adams is the senior editor leading the credit cards team at Fortune Recommends. Previously, Dia was a managing editor on the credit cards and travel rewards team at Forbes Advisor. She has been ...

The terms “purchase APR” and “interest rate” mean the same thing when it comes to credit cards. Purchase APR refers to the percentage of the loan amount you’ll owe on an annual basis in exchange for ...

Zero-percent APR credit cards can help you save on interest and pay off debt faster by eliminating interest on certain purchases or balances for a set period. However, many 0 percent interest cards ...

A 0 percent APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like late ...

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...