Nowadays, contactless payment, Buy Now Pay Later and online loan approvals makes maintaining a good credit score even more difficult. Whether you’re applying for a mortgage, switching utility ...

If you’re often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can use ...

Improving errors and mistakes in your credit report is important for maintaining a healthy credit score. It can help in ensuring seamless availability of credit facilities. A credit score is a simple ...

A good credit score is vital for financial wellness, but where should you start to achieve your best score? Here are seven practical tips to help you get closer to your target credit rating. Before ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

Building a better credit score doesn’t happen overnight, but with the right steps, it’s absolutely possible. Whether you’re just starting your credit journey or trying to recover from past credit ...

A higher level of worthiness is a positive sign to lenders, so it is worth taking steps to avoid bad habits that could be detrimental to your financial standing. Below are 10 simple ways that may help ...

Do you usually use more than 30% of your credit card limit every month or in most months? If so, it can harm your credit score. If you are wondering how, it is due to the higher credit utilisation ...

A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

In the Philippines, where fintech innovation is driving a surge in credit use in the Philippines, responsible borrowing is a powerful tool that can lead to better economic and social opportunities.

From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or ...