=LET (Spend,SUMIF (T_Budget [Category],E2,T_Budget [Cost]),IFS (Spend>F2,"Over budget",Spend=F2,"Budget hit",Spend> (F2*0.9), ...
Keeping track of income and spending for even just one person can be a whirlwind of slips of paper, checks, receipts and more, and it can get a little too easy to fall off track with just one ...