Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Some people carry forward outstanding on multiple credit cards, which is time consuming to manage. They also pay a high interest rate of up to 3.75% per month on credit card outstanding. What if these ...

Are you overwhelmed by your rising credit card debts? Choosing a balance transfer credit card might offer the best solution when you have accumulated too much debt on your credit cards. This card ...

Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...

There are several Citi cards that earn ThankYou® points. If you have more than one of those cards, all your points are pooled in a single ThankYou® account. But not all the Citi cards that earn ...

Holly covers personal finance topics from credit cards to wills. She enjoys turning complex money matters into clear, practical advice. Anna McCleanMarket Analyst Anna covers personal finance, helping ...

Looking to make a dent in high-interest debt? If so, you're probably looking for a balance transfer credit card. That's a card that lets you transfer your debt from another card, then pay it off at 0% ...

Let's say you transfer a $6,000 balance to a credit card offering 0% intro APR for 21 months, and commit to paying $300 per month. You'll wipe out the debt before the intro APR ends and save roughly ...