Credit reports can be daunting, especially when it comes to figuring out what works in your favor — and what doesn’t. Here’s how to read yours. Lexington Law Firm has represented over 10.8 million ...

A: Report the crime to your local police and file an identity theft complaint with the Federal Trade Commission at ...

Interest rates are constantly shifting, making credit reports more important than ever for securing favorable loan terms.

A person's credit report tells a story about their childhood. New research, released last month by Harvard's Opportunity Insights, shows that a strong predictor of an adult's bill-paying habits—the ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Your creditors may sue you. If your creditors are fed up enough, they can sue you for any unpaid debt. If you left nothing ...

Credit checks are not allowed in some areas. States where employer credit checks are not allowed or are only allowed in a limited capacity include California, Colorado, Hawaii, Illinois, Maryland, ...

A guide to interpreting your credit score – or, what does a 725 mean?   — -- Your credit score gives creditors a quick way to assess whether you're likely to pay back a car loan, a mortgage ...

If you are confused about whether medical debt appears on credit reports, join the club. The truth is, even credit experts are struggling to keep up, as government edicts and judicial decisions bounce ...

While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, ...

A comprehensive study of consumer credit reports by the Federal Trade Commission found that the accuracy of consumers’ credit files is better than some surveys had indicated, but worse than the ...