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  1. Access Your Home Equity, Without Monthly Payments | Unlock

    Unlock’s Home Equity Agreement (HEA) helps turn home equity into cash for financial flexibility and possibilities. Use equity you have for the things you need.

  2. Get Started - Unlock

    In most cases, Unlock must be in no greater than 2nd lien position and the property must be clear of any liens deemed unacceptable by Unlock in its discretion. A minimum HEA amount of …

  3. What Unlock’s Home Equity Agreements (HEAs) Cost

    With an Unlock Home Equity Agreement (HEA), you receive a lump sum of cash today in exchange for a share of your home’s future value. The cost of your HEA is based on how much or how …

  4. How Unlock’s Home Equity Agreement (HEA) Works

    To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” …

  5. About Our Team and How We Help Homeowners | Unlock

    Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments.

  6. Home Equity Agreement Questions & Answers | Unlock

    Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.

  7. HEA - Apply

    To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” …

  8. Unlock - Home Equity Release Application - Short Form (Login Page)

    To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” …

  9. Learn About Home Equity and Personal Finance | Unlock

    Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.

  10. HEA versus HELOC: Key Differences Explained | Unlock

    With Unlock, you’ll receive a lump sum payment based on your home’s value today. There are no monthly debt or interest payments, and you’ll maintain full ownership of your home.