🧮 Ever wonder what lenders actually look at when calculating your Debt-to-Income Ratio (TDS)? Here’s what’s included: ✅ Mortgage payment (principal interest) ✅ Property taxes ✅ Heat ✅ 50% of condo fees (if applicable) ✅ All loan and credit payments (car loans, credit cards, lines of credit, personal loans) ✅ Child or spousal support obligations Your TDS helps determine if you can comfortably afford your new home — or if we need to adjust your strategy. 👉 DM me “TDS” and I’ll show you how to ca
🧮 Ever wonder what lenders actually look at when calculating your Debt-t…
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