🛑 Nervous about connecting your bank account to budget apps? I ditched apps that wanted access to everything. Too many questions: Who's getting my data? What are they doing with it? Now I use a spreadsheet that's completely private: ✓ No bank connections required - your data stays YOURS ✓ No monthly subscriptions draining your account ✓ Complete budget overview in just minutes ✓ Income & expense breakdown, debt tracker, bill calendar & more A budget tool that's completely yours. No prying eyes.
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